Medical School Debt Optimizer
Compare repayment strategies and find your optimal path
Loan Information
Total Loan Balance ($)
Weighted Interest Rate (%)
PSLF Qualifying Payments Made
Career Information
Specialty
Current Training Stage
MS4 (4th year med student)
PGY-1 (Intern)
PGY-2
PGY-3
PGY-4
PGY-5
PGY-6+
Fellow
Attending
PSLF-Eligible Employer
Personal Information
Current AGI ($)
Family Size
Filing Status
Single
Married Filing Jointly
Married Filing Separately
Spouse AGI ($)
State
Preferences
Discount Rate (%)
PSLF Confidence (%)
SAVE Plan Available
Calculate Optimal Strategy
Recommended:
Debt-to-Income
Savings vs Refi
Net Forgiveness
Strategy Comparison
Strategy
Total Paid
Forgiven
Tax
NPV
Years